Car accidents are commonplace and can be caused by a variety of factors. You may be involved in an accident via no fault of your own. However, once an accident occurs, it is impossible to undo it. People’s health and safety take precedence. That’s why, no matter where you are, it is always important to drive cautiously. It would be beneficial if you were constantly prepared for situations like this. That is why acquiring car insurance is a good idea. Thus, here are the things you ought to do after an accident.
- Check If Everyone’s Stable
It’s perhaps the first thing you ought to do. Just check whether everyone in the car is okay. If someone is badly injured, call an ambulance as soon as possible. Remember, safety is the number one priority. If all individuals are safe, then prepare for the next steps.
- Call Insurance
Now, when an accident happens, you call insurance companies to start the claims process. The insurance claims process may slightly differ between companies. Nowadays, most auto insurance companies use advanced technology to make the claims process easier and more efficient. But before approving any claim, they must go through the fault-finding process to determine which driver is responsible for the accident. Insurance adjusters carry this out.
It largely depends on the situation you’re in because some states have no-fault laws requiring personal injury protection on your insurance policy. It will cover medical expenses for the accident, loss of income, and other expenses regardless of who is at fault. Therefore, you may need personal injury lawyers to help you with this claims process.
- Call Law Enforcement and An Ambulance
As mentioned, the severity of accidents differs. For example, if a car succumbs to minor scratches, you may not need to call an ambulance. Perhaps law enforcement will suffice because they have to document the scene. But if you observe someone even slightly injured on the scene, contact the ambulance immediately. It is important if any children or elders have been injured. See this post for an example of how severe an accident can be.
Now, with notifying either state police or ambulance, every state may use a different code. So, it’s always a good idea to always have the code specific to your state ready.
- Get The Vehicle To Safety If Possible
Make sure that you or your family are out of danger as soon as the accident happens. Ensure that your vehicle is away from traffic so it doesn’t disturb traffic movement. You don’t want your accident to cause another accident either. Park your car and put a reflective triangle to notify other drivers that your car has broken down. However, if the crash was severe, the car is probably totaled, and people were injured, there’s no time to move the car out of the road.
- Document The Accident
Try to document the accident as much as possible by shooting photos and videos. Please make a note of the time and date, as well as other pertinent information such as the automobile’s color, model, and license plate number, the number of individuals hurt, which side of the car was damaged, and possibly how it happened. Because you’ll need this information in insurance and claims processes, it needs to be as accurate as possible.
Furthermore, although law enforcement will conduct their investigation, your feedback is still vital whether you are a victim or a witness. Because you may not always have time to take photos, another fantastic option to preserve the scene is to record a voice note on your phone.
- Avoid Roadside Discussions
It’s natural for people to want to talk things over after an accident in order to figure out who was at fault and possibly compromise with each other. However, in situations where someone or numerous people have been harmed and require medical attention, this is not the time to point blame.
Yes, emotions can erupt in these situations, but adding fuel to the fire is not a good idea. Plus, you may need to be a bigger person on occasion. For example, if you detect that the other driver is inebriated or impaired, you should not engage with them emotionally and instead trust your senses. That is why it is always a good idea to contact law enforcement as soon as possible.
- Hire A Tow Truck
Now, for those accidents wherein a car or multiple cars have sustained heavy damage and can no longer be driven, it would be best to hire a tow truck to move the vehicles to safety. Remember, you need to look for reliable companies with outstanding track records. If you have roadside assistance memberships, you’re in luck. Thankfully, some car manufacturers, especially the higher-end brands, offer roadside assistance.
- Visit Your Doctor
Some collisions are more deadly than others. However, for some accidents that appear to be less serious and in which you did not sustain serious injury, you may believe that everything is well. Yes, you may have been uninjured, but it’s dangerous to think that just because you didn’t bleed or experience pain means you’re not affected. It’s possible that the hit had an impact on other areas of your body. The objective is that you should go to the doctor as soon as possible after the accident for a thorough examination to ensure that there are no concealed problems.
If you’re a first responder, you’ll need to know what to do if an accident occurs. Being proactive at the moment can sometimes mean the difference between life and death. As a result, you must take the measures outlined above. However, keep in mind that each instance is unique. Thus, the steps you take will be determined by the situation. You must prioritize your actions as a result.