It’s always a bit worrying when you get a call from an unknown number. But what about when an organization you don’t know keeps trying to contact you? This can be a worrying situation, especially if the people calling you say you owe them money. So what should you do if Northstar Location Services calls you?
What is Northstar Location Services?
First of all, you need to understand what Northstar Location Services are so that you know what to do if they call you. Northstar Location Services is a New York-based debt collection agency.
There is a good chance that Northstar Tracking Services will contact you by calling, or you might notice a request for your credit report information from them. Either way, if you see Northstar location services in your sights, it probably means you’ll have to work things out with them somehow.
Why are Northstar Location Services calling you?
Since Northstar Location Services is a debt collector, the most likely reason they’re contacting you is because they think you owe them money. But you’ve never even heard of a company called Northstar Location Services. How could you owe them money?
When you owe a collection agency money, it’s not because you took out a loan from them. It is possible that you have an overdue credit card account that was purchased by Northstar Location Services in order to collect what they can on the loan. Debt collection companies will buy unpaid debts from credit card companies and other lenders for pennies on the dollar. They will then try to make a profit by collecting as much of that debt as possible. the Northstar Location Services – www.bills.com can give you more information about that specific debt collection agency. You can also refer to this complete guide on B2B debt collections to learn more about how debts can be outsourced.
Northstar Location Services works with Discover, among other credit card companies. So, if you haven’t paid your Discover Card bill, the debt may be sold to Northstar for collection.
What should you do if Northstar Location Services calls?
Dealing with debt collection agencies is no fun. In fact, it’s pretty much the opposite of a good time. These organizations bought your debt. In order for them not to lose money on this transaction, they should do everything possible to get money from you. This can lead to quite brutal behavior on the part of the debt collectors.
Before going any further, it’s important to know some of the things debt collectors can’t do, such as:
- Visiting you at work. This is illegal and should be reported immediately. However, they are allowed to call you at work until you ask them to stop.
- Harass you with threats, abuse, repeated calls at unreasonable hours or sharing your personal information.
- Collect something you don’t really owe. You don’t have to pay recovery on errors. But since there are so many inaccuracies in the world of debt collection, including identity theft, it’s important to stay in the know.
When you get a call from Northstar Location Services, the first thing to do is check the debt. You will want to do this for several reasons. First, sending a written request for verification requires collectors to prove that you owe them money. This can be surprisingly difficult for them to do most of the time, so a simple check can sometimes be enough.
But if you really have debt, you need to make sure it’s the right amount. Even if it’s unintentional, there is still a chance that debt collectors will ask you for more than you actually owe. It is essential that you request a verification from the collectors within 30 days of receiving the notice, as there is a time limit on how long you can take for this.
Dealing with debt collectors is certainly not a fun time. But if you don’t panic, know your rights, and take it all step by step, you can be okay with it.